Welcome to your guide for savings and retirement success
When we talk about managing our money, it makes it sound like a real job. Well, in a way it is. Money and personal finances do best if we pay attention to them. And while there’s no formal paycheck or 1099 in return for our efforts, the real payback is seeing our savings and investments grow — for what we need today as well as for our retirement future.
Even your job choice and career opportunities can be affected in the face of ongoing financial uncertainty.
The good news is that, once you get the hang of it and set up some good financial management habits, it really doesn’t take all that much work. And the payoff in your ability to save, borrow and afford the life (and career) you want can be oh so big!
With that in mind, I’ve put together some articles (more to come) to help you make peace with your personal finances — and with the things you need to start doing NOW to take charge of and grow the money, life, and retirement you deserve!
Making friends with your money
The idea of getting “friendly” with money might seem strange to you. “Money can pay for dinner,” you might say, “but it can’t keep me company while I eat.” “And it can’t be there for me when I need a shoulder to cry on.” No. It can’t do any of that.
But it can provide comfort and support at important times in your life. And by seeing it as a friend rather than the enemy that eludes you, you take a great first step toward welcoming more of it into your life — and getting it to stay around a lot longer.
Getting to know your investments
For many, social security will not be enough to live a comfortable lifestyle after you retire. You may need to turn to however much money you’ve managed to save, money you hopefully have kept protected from inflation and emergency withdrawals that can both threaten your much-needed retirement cushion. Some articles to help.
Credit availability and your credit ratings can affect more than just the things you buy every day. From major purchases to jobs you really want, it pays to make sure you’ve given your credit the attention it deserves. Some articles to help explain why this really matters.
Managing your own money
Financial literacy means you have a good understanding of all the things that go into your personal financial decisions. And one of the most important things you can do for yourself today, when you are not under pressure to figure everything out quickly, is to get familiar with the basics of your own finances. Some articles to get you started.
Salary & other income
Clearly, you can’t manage your finances unless you have finances to manage. Here are some articles (more to come) to help you get to that income you need, even if it takes a few extra steps now to jump further ahead later on.
=> 10 Things To Consider Before You Accept a Job (not just salary)
Career & Salary Growth
Unless you are luckily enough to have a few million dollars laying around, your ability to save and invest depend on the money you earn in the first place — in most cases from jobs. So how you get yourself to a decent salary matters. Although, it’s important to note that it’s not always a straight line up to get the most you can.
** EXTRA: Retirement Planning, Money & Tips **